The UniCare Fit program is one of the most comprehensive health plans out on the market and is designed especially for families. It provides all the benefits that people want most and you can even add optional dentla and life plans if you wish. Listed are below are just a few highlights of the UniCare Fit plans.
We have found UniCare to be one of th most benefit rich and price competive Michigan health insurance plans. If you have more questions or would like to examine a complete outline of coverage please, email us, or give us a call at 800-391-7469.
Deductible Choices - $500, $1000, $1500, $2000, $3000, $5000
Copayments - $30 co-pay, unlimited visits, no deductible applies
Preventive Care - Participating provider Immunizations for babies and children (thru age 6) Lab work and x-rays for routine Pap smears, annual mammograms and PSA screenings. $300 per member max per year.
Prescriptions - Generic $10 co-pay, no deductible applies, Formulary $30 co-pay, $250 brand name deductible applies, Formulary $50 co-pay, $250 brand name deductible applies.
Since the plan was released at the start of the year we have had a lot of happy customers who have enjoyed the low premiums and high benefit level. Not all health plans fit every single person, but we feel UniCare Fit will continue to be a very popular plan.
The concept of Health Savings Accounts combines an affordable qualified High Deductible Health Plan (HDHP) and a tax-favored health savings account (HSA). The combination results in savings through lower health care premiums and a reduction in taxable income. The HSA grows tax-deferred, and if you use your HSA funds for eligible medical expenses, you never have to pay taxes on those funds! UniCare offers four competively priced HSA qualified health plans in Michigan. The plans are available at www.medequote.net
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